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21 Grocery Stores and the Accepted Payment Methods

Over the past few years, there have been changes in the payment industry. Contactless payments, such as mobile wallets, gained popularity, and more grocery stores started adopting this technology.

In this article, we’ll cover the top 21 grocery stores and the payment methods they accept. We’ll also review the most popular grocery delivery services and their accepted payment methods.

In addition to the traditional payment methods like cash, checks, or credit/debit cards, mobile payments like Apple Pay and Google Pay are now commonly accepted at grocery stores.

To compile a comprehensive list for you, I reviewed the top 21 grocery stores’ payment policies on their website, and here’s what I found:

1. Albertsons

Albertsons accepts the following payment methods in stores:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Albertsons gift cards
  • Personal Checks
  • EBT
  • Albertsons Pay
  • Apple Pay
  • Google Pay

2. Aldi

Aldi stores accept the payment methods below:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Aldi gift cards
  • EBT
  • Apple Pay
  • Google Pay

3. Costco

Costco warehouses accept the following payment methods:

  • Credit Cards (Visa)
  • Debit Cards
  • Cash
  • Costco gift cards
  • Personal Checks (from Costco members)
  • EBT
  • Apple Pay
  • Google Pay
  • Samsung Pay

4. Food Lion

Food Lion accepts the below payment methods in stores:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Food Lion gift cards
  • Personal Checks
  • EBT
  • Apple Pay
  • Google Pay

5. Fred Meyer

Fred Meyer stores accept the following payment methods:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Fred Meyer gift cards
  • Kroger gift cards
  • Personal Checks
  • EBT
  • Kroger Pay

6. Giant Eagle

Below are the accepted payment methods at Giant Eagle stores:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Giant Eagle gift cards
  • Personal Checks
  • EBT
  • Apple Pay
  • Google Pay
  • Samsung Pay

7. Hannaford

Hannaford accepts the following payment methods in stores:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Hannaford gift cards
  • Personal Checks
  • EBT
  • Apple Pay
  • Google Pay
  • Samsung Pay

8. Harris Teeter

Harris Teeter stores accept the payment methods below:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Harris Teeter gift cards
  • Personal Checks
  • EBT

9. H-E-B

The following payment methods are accepted at H-E-B stores:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • H-E-B gift cards
  • Personal Checks
  • EBT

10. Hy-Vee

Hy-Vee accepts the following payment methods in stores:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Hy-Vee gift cards
  • Personal Checks
  • EBT
  • Apple Pay

11. Kroger

Kroger stores accept the payment methods below:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Kroger gift cards
  • Personal Checks
  • EBT
  • Kroger Pay

12. Meijer

Below are the accepted payment methods at Meijer stores:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Meijer gift cards
  • Personal Checks
  • EBT
  • Apple Pay
  • Google Pay
  • Samsung Pay

13. Publix

Publix stores accept the following payment methods:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Publix gift cards
  • Personal Checks
  • EBT
  • Apple Pay
  • Google Pay
  • Samsung Pay

14. Safeway

Below are the accepted payment methods at Safeway stores:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Safeway gift cards
  • Personal Checks
  • EBT
  • Albertsons Pay
  • Apple Pay
  • Google Pay

15. Sam’s Club

Sam’s Club accepts the following payment methods in warehouses:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Sam’s Club gift cards
  • Walmart gift cards
  • Personal Checks
  • EBT

16. ShopRite

ShopRite stores accept the payment methods below:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • ShopRite gift cards
  • Personal Checks
  • EBT
  • Apple Pay
  • Google Pay
  • Samsung Pay

17. Stop & Shop

Below are the accepted payment methods at Stop & Shop stores:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Stop and Shop gift cards
  • Personal Checks
  • EBT
  • Apple Pay
  • Google Pay
  • Samsung Pay

18. Target

Target accepts the following payment methods in stores:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Target gift cards
  • Personal Checks
  • EBT
  • Apple Pay
  • Google Pay
  • Samsung Pay

19. Walmart

Walmart stores accept the following payment methods:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Walmart gift cards
  • Personal Checks
  • EBT
  • Walmart Pay

20. Wegmans

Below are the payment methods accepted at Wegmans’ stores:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Wegmans gift cards
  • Personal Checks
  • EBT
  • Apple Pay
  • Google Pay
  • Samsung Pay

21. Whole Foods

Whole Foods accept the following payment methods in stores:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Cash
  • Whole Foods gift cards
  • EBT
  • Apple Pay
  • Google Pay

Top 5 Grocery Delivery Services and the Accepted Payment Methods

The demand for online grocery shopping increased significantly in the past few years. Grocery delivery services like Instacart and Shipt are servicing many customers across the U.S and have their own policies on what type of payment methods they accept.

Given that payment transactions are happening online, traditional payment methods like cash and checks are not accepted. However, some grocery delivery services accept PayPal, which is an additional convenience for those who have PayPal accounts.

I wrote a separate article on how to use PayPal to buy groceries. You should check out that article if you’re interested in finding out more about this topic.

Below, you can find the accepted payment methods for the most popular grocery delivery services.

1. Amazon

Amazon accepts the following payment methods for grocery orders:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Amazon gift cards
  • EBT

2. Instacart

Instacart accepts the payment methods below on the website or the app:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • EBT ( Select retailers)
  • Apple Pay
  • Google Pay
  • Instacart gift cards

3. Shipt

Below are the payment methods that Shipt accepts:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • Apple Pay

4. FreshDirect

FreshDirect accepts the payment methods below:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • EBT ( only in N.Y.)
  • PayPal

5. Thrive Market

Thrive Market accepts the following payment methods:

  • Credit Cards (Visa, MasterCard, Discover, American Express)
  • Debit Cards
  • PayPal
  • Apple Pay
  • Google Pay

Summary

In this article, we reviewed the accepted payment methods at the top 21 grocery stores and the most popular grocery delivery services.

We learned that contactless payment options like Apple Pay, Google Pay, and Samsung Pay gained popularity among consumers and many grocery stores adopted this technology over the past few years. We expect to see more grocery stores rolling out mobile payment systems in the future.

Some grocery stores also created their own mobile wallets. Albertsons Pay, Kroger Pay, and Walmart Pay are examples of that.  It makes sense for the big grocery chains to develop their own mobile wallets and integrate them into their apps. It helps them keep customers in their ecosystem and potentially save on transactional costs.

If you’re interested in finding out more ways of buying groceries, check out the related articles below:

Related Articles:

Can You Buy Groceries With PayPal? (Yes, Here’s How)

What Grocery Stores Take Apple Pay? (And How to Use It)

Does Costco Take EBT? (Yes, Here’s What You Need to Know)

Does Costco Take Apple Pay? (In Clubs, Online and Gas Stations)

Can You Buy Groceries Online With EBT? (Yes, Here’s Where)

Last Updated: November 9, 2022

About the Author

Eril Eti is the founder of Shopfood.com.  He has over a decade of experience in consumer goods and launched many products sold at retailers like Walmart, Costco, Amazon, Target, Kroger, Publix, and more.

Eril loves food, traveling, and trying out new restaurants. Outside of work, you can find him on a hiking trail in New England or playing soccer with his kids.