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Does Instacart Take EBT? (Including Full List of Stores and States)

Updated in August 2021

2020 has been a tremendous growth year for online grocery shopping and with the surge of demand coming from consumers, grocery delivery services like Instacart started making the headlines. SNAP/EBT cardholders were left behind on the Instacart platform, but it was a matter of time before Instacart started accepting EBT payments, given the size of this population.

Instacart takes EBT in select states at participating stores, including ALDI, Food Lion, Publix, Giant Food, Hannaford, Stop and Shop, Piggly Wiggly, Martin’s, Brookshire’s, Super 1, Food Bazaar, United Supermarkets, and more. Instacart continues to expand its EBT coverage by adding more grocery stores to this list.  

In this article, we’ll cover the full list of grocery stores and states where Instacart takes EBT. Additionally, we’ll walk you through how to use EBT cards on Instacart, and how to pay for additional charges like tips, delivery, and service fees.

We’ll also share the list of eligible food items you can purchase using your SNAP/EBT benefits, so keep on reading!

List of Grocery Stores and States Instacart Takes EBT

Below, you can find the full list of grocery stores and states where you can use your EBT card with Instacart:

Grocery StoresStates
Aldi Alabama
Arizona 
Arkansas 
California 
Connecticut 
District of Columbia 
Delaware 
Florida 
Georgia 
Illinois 
Indiana 
Iowa 
Kansas 
Kentucky 
Maryland 
Massachusetts 
Michigan 
Minnesota 
Mississippi
Missouri 
Nebraska
New Hampshire
New Jersey
New York
North Carolina
North Dakota
Ohio
Oklahoma
Pennsylvania 
Rhode Island 
South Carolina 
South Dakota
Tennessee
Texas
Vermont
Virginia
West Virginia
Wisconsin    
Brookshire’s Food & PharmacyArkansas
Texas  
CashSaverOklahoma 
Texas   
EatWell Illinois
Indiana
Missouri
Wisconsin  
Food BazaarNew York  
Food Lion Delaware 
Georgia 
Kentucky 
Maryland 
North Carolina
South Carolina 
Tennessee 
Virginia
West Virginia   
Food-WorldOklahoma 
Texas   
FoodMaxxCalifornia
Nevada  
Fresh by Brookshire’sArkansas
Texas  
Giant FoodDistrict of Columbia
Delaware
Maryland
Pennsylvania
Virginia  
HannafordMaine 
New Hampshire 
New York 
Vermont   
HomelandOklahoma 
Texas   
Lucky Supermarkets California
Nevada  
Market 32Connecticut 
Massachusetts
New York
Pennsylvania
Vermont  
Market BistroNew York  
Martin’sMaryland
Pennsylvania
Virginia
West Virginia  
Niemann FoodsIllinois  
Piggly WigglyGeorgia  
Price Chopper SupermarketsConnecticut 
Massachusetts 
New Hampshire 
New York
Pennsylvania 
Vermont  
Publix Alabama
Florida   
Georgia
North Carolina
South Carolina
Tennessee
Virginia  
Save MartCalifornia
Nevada  
SchnucksIllinois
Indiana
Missouri
Wisconsin  
Spring MarketArkansas
Texas  
Stop & ShopConnecticut
Massachusetts
New Jersey
New York
Rhode Island
Strack & Van TilIndiana  
Super 1 FoodsArkansas
Texas  
Tops Friendly MarketsNew York
Pennsylvania
Vermont  
Town and CountryIndiana  
United SupermarketsOklahoma 
Texas   
Van Til’s SupermarketIndiana  
Woodman’s MarketWisconsin  

How to Use EBT on Instacart

Image: Instacart

To use an EBT card on Instacart, first, you need to add it to your account. Follow the instructions below on adding an EBT card to your Instacart account:

  1. Download the Instacart app on your iOS or Android device
  2. Open the Instacart app and signup for an account
  3. Enter your e-mail, password, and zip code to confirm service availability in your area
  4. Tap the three “horizontal lines” at the top left corner of your profile page
  5. Tap “Your account settings”
  6. Tap “Payment methods”
  7. Tap “ Add EBT SNAP card”
  8. Enter your EBT SNAP card information

After adding the EBT card, go back to your profile page and select the store you want to shop in the “Your Stores” section. You will then be directed to the store’s homepage to start shopping.

You have two options to receive groceries with Instacart – delivery or curbside pickup. Select the option you prefer and start adding items to your shopping cart.

When you’re done shopping, the next step is checkout. At checkout, select how much of your benefits you want to allocate to your order. The remaining balance should be paid with another payment method, such as a credit or debit card.

Adding a credit or debit card as a payment method on Instacart is similar to adding an EBT card. Follow the instructions below on how to do it:

  1. Go to your profile page and tap the three “horizontal lines” at the top left
  2. Tap “Your account settings”
  3. Tap “Payment methods”
  4. Tap “ Add Credit or debit card”
  5. Enter your credit/debit card information

You need to add a secondary payment method like a credit or debit card to complete your Instacart purchase. Because there are some charges which are not covered with your benefits, and I’ll explain this more in detail below.

Can You Pay Instacart Delivery and Service Fees With an EBT card?

Unfortunately, you cannot pay Instacart delivery and service fees with an EBT card. According to SNAP guidelines, you can only buy eligible food items using your benefits. You need a secondary form of payment, such as a credit or debit card, to pay for Instacart delivery and service fees.

SNAP guidelines are clear on what items can be purchased using the benefits. EBT cardholders can only buy eligible food items using an EBT card, and Instacart delivery and service fees are not covered with the benefits.

Therefore, you need to add a credit or debit card to your Instacart account to pay for those additional charges.

Can You Tip Instacart Drivers With an EBT Card?

You cannot tip your Instacart driver with an EBT card. Similar to Instacart delivery and service fees, tips cannot be paid using the SNAP/EBT benefits. You can tip the driver using the credit or debit card on your Instacart account or give cash at the time of delivery.

Be sure to add a secondary payment method to Instacart to tip your driver and pay for the Instacart delivery and service fees mentioned above. This payment method will also be needed if you purchase items that are not eligible for SNAP benefits.

How Does Instacart Work?

Now that you installed the Instacart app and added your EBT card and the secondary payment method, you’re ready to start shopping! In this section, we’ll cover how Instacart works for online grocery orders.

Instacart app is intuitive and easy to navigate. You can shop for groceries, both using the app or the website. I prefer to use the app because I place my grocery orders on the go.

What I like most about the Instacart app is that it remembers your past orders and replacement instructions for each item.

You don’t need to create a shopping list from scratch or provide instructions each time you place an order. Most people tend to reorder the same items to restock their fridge or pantry, so this feature comes in handy to streamline the shopping process!

The checkout process is very straightforward. We already covered how to add your EBT card and the secondary payment method to your account. Select how much you want to pay with your EBT card at checkout, and the rest will be charged to your credit/debit card, including tips, delivery, and service fees.

When your order is received in the system, the Instacart driver will start shopping for your items. You can chat with the driver while they are shopping. If they have any questions about an item or you want to give additional instructions, you can communicate through the chat feature on the app.

When the shopping is complete, the driver will deliver the order within the timeframe you specified at checkout.

Items You Can Buy With EBT

USDA has strict guidelines on what items can be purchased using the SNAP/EBT benefits. According to the website, below are the items you can buy with an EBT card on Instacart – or at any grocery store:

The eligible food items you can buy using an EBT card include:

  • Vegetables and fruits
  • Poultry, meat, and fish
  • Breads
  • Cereals
  • Snack foods
  • Non-alcoholic beverages
  • Seeds and plants that produce food to eat

The non-eligible items you cannot buy with an EBT card include:

  • Any alcoholic beverages (beer, wine, liquor, etc.)
  • Tobacco and cigarettes
  • Vitamins, supplements, and medicines (if an item has supplement facts label on the packaging, it’s considered a supplement and not eligible to buy with an EBT card)
  • Live animals (except shellfish, fish that removed from the water, and animals slaughtered before buying at the store)
  • Prepared foods that are ready for consumption
  • Hot foods
  • Any non-food items (pet foods, cosmetics, hygiene products, cleaning supplies, paper products, and other household items)

Conclusion

It is expected that Instacart will continue to expand its EBT/SNAP coverage by adding more grocery stores to the list. While using EBT on Instacart is pretty straightforward, be sure to add a secondary payment method to cover additional charges like tips, delivery, and service fees!

If you’re interested in finding out more about grocery shopping on Instacart, check out the related articles below:

Related Articles:

9 Tips to Save Money on Instacart Orders

Can You Buy Groceries Online With EBT? (Yes, Here’s Where)

How to Order Groceries From Aldi With Curbside Pickup

Can You Choose Your Instacart Shopper?

Can You Use Store Loyalty Cards and Ibotta With Instacart?

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About the Author

Eril is the founder of Shopfood.com. He has over ten years of experience in the consumer goods industry. He launched many successful products for major brands sold at retailers like Walmart, Costco, Amazon, Target, Kroger, Publix, and more.

He likes to write and share his experience with others. Outside of work, you can find him at a hiking trail in New England or playing soccer with his kids.

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